Austin mortgage calculator
See the full monthly cost with property taxes and insurance included.
- Principal and interest
- Mortgage insurance (rough)
- Property tax
- Homeowners insurance
- HOA
For education only. This is not a rate quote, loan offer or commitment to lend. Rate buttons are hypothetical scenarios and are not rates available from Grant or his company. The estimate assumes 360 monthly payments on a fixed-rate loan, adds rough mortgage insurance of 0.6% of the loan per year below 20% down, and uses editable tax and insurance figures. Your rate, APR, costs and approval depend on your credit, loan and property.
How to use this calculator
Enter a home price, choose a down payment and try a rate scenario. For a more accurate tax estimate, look up the specific address and replace the 2% starting figure with its combined tax rate.
Why taxes matter so much in Austin
Your bill combines rates from your county, city, school district and any special districts. That's why two similar homes a few miles apart can have different monthly costs.
What this calculator can't tell you
It can't tell you which rate you'd get or what you'd qualify for. Those depend on your credit, income, assets, loan type and property. For that, talk to Grant.