/* Concept: a private bank's stationery in navy and powder blue, with fine lines and generous space. */
:root{
  --ever:#162442; --ever-2:#2d3d52; --ivory:#faf8f5; --stone:#eef0f2; --white:#ffffff;
  --brass:#b9c9d6; --brass-ink:#415169; --ink:#1c2839; --muted:#5e6d88; --line:#d3dbe2; --line-dark:#415169;
  --display:"Cormorant Garamond","Iowan Old Style",Georgia,serif;
  --body:"Manrope",system-ui,-apple-system,"Segoe UI",sans-serif;
  --wrap:1200px;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ivory);color:var(--ink);font:400 17px/1.7 var(--body);overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:var(--brass-ink);text-underline-offset:4px;text-decoration-thickness:1px}
a:hover{color:var(--ever)}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px}
[id]{scroll-margin-top:90px}
h1,h2,h3{margin:0;color:inherit;text-wrap:balance}
h1,h2{font-family:var(--display);font-weight:400;line-height:1.08;letter-spacing:-.01em}
h2{font-size:clamp(2.3rem,4.6vw,3.7rem)}
h3{font-size:1.08rem;line-height:1.35;font-weight:600}
p{margin:0}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:max(24px,env(safe-area-inset-left,0px)) max(24px,env(safe-area-inset-right,0px))}
.prose{max-width:720px}
.prose>*+*{margin-top:1em}
.prose h2{font-size:clamp(1.9rem,3.4vw,2.7rem);margin-top:1.6em}
.prose h3{margin-top:1.5em}
.prose ul,.prose ol{padding-left:1.2em}
.prose li+li{margin-top:.5em}
.label{font:600 .72rem/1.4 var(--body);letter-spacing:.2em;text-transform:uppercase}
.skip{position:absolute;left:-999px;top:8px;background:var(--brass);color:var(--ever);padding:8px 14px;z-index:60}
.skip:focus{left:8px}
mark.todo{background:#dbe6ee;color:var(--ever);padding:0 .3em;font-weight:600}

.top{position:sticky;top:0;z-index:40;background:var(--ever);color:var(--ivory);border-bottom:1px solid var(--line-dark)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:14px}
.brand{color:var(--ivory);text-decoration:none;display:grid;gap:2px;min-width:0}
.brand:hover{color:var(--ivory)}
.brand b{font:500 clamp(1.3rem,2.4vw,1.6rem)/1.1 var(--display)}
.brand b i{color:var(--brass)}
.brand small{font:400 .72rem/1.35 var(--body);color:#b9c9d6}
.nav{display:flex;align-items:center;gap:26px}
.nav a{color:var(--ivory);text-decoration:none;font-size:.88rem;font-weight:500}
.nav a:hover{color:var(--brass)}
.btn{display:inline-flex;align-items:center;justify-content:center;font:600 .8rem/1.2 var(--body);letter-spacing:.14em;text-transform:uppercase;padding:1.15em 1.8em;border:1px solid var(--ever);background:var(--ever);color:var(--white);text-decoration:none;cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.btn:hover{background:var(--ever-2);border-color:var(--ever-2);color:var(--white)}
.hero .btn,.calc-out .btn,.nav a.btn,.fit-result .btn,.area-card .btn{background:var(--brass);border-color:var(--brass);color:var(--ever)}
.btn.ghost{background:transparent;color:inherit;border-color:currentColor}
.btn.ghost:hover{background:transparent;color:var(--brass);border-color:var(--brass)}
.nav a.btn{color:var(--ever);padding:.85em 1.3em;font-size:.72rem}
.nav a.btn:hover{background:var(--ivory);border-color:var(--ivory);color:var(--ever)}
.hero .btn:hover,.dark .btn:hover{background:var(--ivory);border-color:var(--ivory);color:var(--ever)}
.hero .btn.ghost{background:transparent;border-color:var(--ivory);color:var(--ivory)}
.hero .btn.ghost:hover{background:transparent;background:transparent;color:var(--brass);border-color:var(--brass)}

.hero{position:relative;background:var(--ever);color:var(--ivory);overflow:hidden;isolation:isolate}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(22,36,66,.96) 0%,rgba(22,36,66,.82) 42%,rgba(22,36,66,.2) 100%),linear-gradient(0deg,rgba(22,36,66,.75),transparent 35%)}
.hero-photo{position:absolute;inset:0;width:100%;height:100%;max-width:none;object-fit:cover;z-index:-2}
.hero h1,.hero .kicker,.hero .lede,.hero .cta{animation:rise .9s ease-out both}
.hero .kicker{animation-delay:.05s}.hero .lede{animation-delay:.2s}.hero .cta{animation-delay:.32s}
@keyframes rise{from{transform:translateY(18px)}to{transform:none}}
.js .reveal{transform:translateY(18px);transition:transform .8s ease}
.js .reveal.in{transform:none}
.split{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.3fr);gap:72px;align-items:start}
.photo{margin:0;overflow:hidden}
.photo img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s ease}
.photo:hover img{transform:scale(1.04)}
.photo.tall{aspect-ratio:4/5}
.split .photo{position:sticky;top:110px;aspect-ratio:5/4}
.ask{display:grid;grid-template-columns:1fr 1fr;background:var(--ever);color:var(--ivory)}
.ask-photo{margin:0;min-height:460px;overflow:hidden}
.ask-photo img{width:100%;height:100%;max-width:none;object-fit:cover}
.ask-copy{padding:clamp(48px,7vw,96px) clamp(24px,6vw,88px);align-self:center;min-width:0}
.ask-copy p{margin-top:16px;font-size:1.08rem;color:#d9e3ea;max-width:30em}
.ask .scene{max-width:190px;margin-bottom:26px}
.ask .scene path,.ask .scene circle{stroke-dasharray:900;stroke-dashoffset:900;transition:stroke-dashoffset 2.6s ease}
.ask-copy.in .scene path,.ask-copy.in .scene circle{stroke-dashoffset:0}
.ask .btn{background:var(--brass);border-color:var(--brass);color:var(--ever)}
.ask .btn:hover{background:var(--ivory);border-color:var(--ivory);color:var(--ever)}
.ask .btn.ghost{background:transparent;border-color:var(--ivory);color:var(--ivory)}
.ask .btn.ghost:hover{background:transparent;color:var(--brass);border-color:var(--brass)}
.card{transition:background .3s}
.card:hover{background:rgba(255,255,255,.55)}
.steps li{transition:border-color .3s}
.steps li:hover{border-top-color:var(--brass)}
.ledger-row{transition:background .25s}
.ledger-row:hover{background:var(--stone)}
.hero-grid{display:grid;grid-template-columns:minmax(0,.62fr);gap:56px;align-items:center;padding-block:clamp(56px,8vw,112px) clamp(44px,6vw,76px)}
.hero h1{font-size:clamp(3.1rem,7.2vw,6.1rem);line-height:1}
.hero h1 em{color:var(--brass)}
.kicker{display:block;margin-bottom:24px;color:var(--brass)}
.hero .lede{font-size:clamp(1.05rem,1.5vw,1.2rem);max-width:33em;margin-top:26px;color:#d9e3ea;font-weight:300}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}
.scene{width:100%;height:auto;color:var(--brass)}
.picks-row{border-top:1px solid var(--line-dark)}
.picks{display:grid;grid-template-columns:repeat(3,minmax(0,1fr))}
.picks a{display:flex;justify-content:space-between;gap:16px;padding:24px 22px;color:var(--ivory);text-decoration:none;font:400 1.3rem/1.2 var(--display);border-left:1px solid var(--line-dark)}
.picks a:first-child{border-left:0;padding-left:0}
.picks a:hover{color:var(--brass)}
.picks a::after{content:"→";font-family:var(--body);font-weight:300;color:var(--brass)}

.band{padding-block:clamp(72px,9vw,128px)}
.band.dark{background:var(--ever);color:var(--ivory)}
.band.blue{background:var(--stone)}
.band.gold{background:var(--white);border-top:1px solid var(--line)}
.intro{max-width:720px;margin-bottom:52px}
.intro p{margin-top:16px;font-size:1.08rem;color:var(--muted)}
.dark .intro p{color:#b9c9d6}

.ledger{border-top:1px solid var(--ink)}
.ledger-head,.ledger-row{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.7fr);gap:32px}
.ledger-head>div{padding:16px 0;font:600 .72rem var(--body);letter-spacing:.2em;text-transform:uppercase;color:var(--brass-ink)}
.ledger-row{border-top:1px solid var(--line)}
.ledger-row>div{padding:20px 0;min-width:0}
.ledger-row>div:first-child{font:400 1.4rem/1.25 var(--display)}
.ledger-row>div:last-child{color:var(--muted)}

.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));gap:44px 36px}
.steps li{display:grid;gap:8px;grid-template-rows:auto auto 1fr;border-top:1px solid var(--line-dark);padding-top:18px}
.steps .n{font:400 1.9rem/1 var(--display);color:var(--brass)}
.steps p{color:#b9c9d6;font-size:.96rem}

.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);border:1px solid var(--line);background:var(--white)}
.calc-in{padding:34px;display:grid;gap:20px;align-content:start}
.calc-out{padding:34px;background:var(--ever);color:var(--ivory);display:flex;flex-direction:column;gap:20px;min-width:0}
.calc-out .label{color:var(--brass)}
.calc-out .btn:hover{background:var(--ivory);border-color:var(--ivory);color:var(--ever)}
.field{display:grid;gap:6px;min-width:0}
.field label,.legend{font-weight:600;font-size:.9rem}
.field .hint{font-size:.82rem;color:var(--muted);line-height:1.45;font-weight:400}
input[type=number],input[type=text],input[type=email],input[type=tel],select,textarea{font:inherit;width:100%;padding:.7em .8em;border:1px solid #aeb5bb;border-radius:0;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{border-color:var(--ever)}
input[type=range]{width:100%;accent-color:var(--ever)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{font:500 .88rem var(--body);padding:.5em .95em;border:1px solid #aeb5bb;background:transparent;color:var(--ink);cursor:pointer}
.chip:hover{border-color:var(--ever)}
.chip[aria-pressed=true]{background:var(--ever);border-color:var(--ever);color:var(--ivory)}
.total{font:400 clamp(3rem,6vw,4.6rem)/1 var(--display);color:var(--ivory);font-variant-numeric:lining-nums tabular-nums}
.total.wait{font-size:1.75rem;line-height:1.2;color:#b9c9d6}
.stack{display:flex;height:6px;overflow:hidden;background:var(--line-dark)}
.stack span{display:block;transition:width .25s}
.rows{display:grid;gap:9px;margin:0;font-size:.94rem}
.rows div{display:flex;justify-content:space-between;gap:16px;font-variant-numeric:lining-nums tabular-nums}
.rows dt{display:flex;align-items:center;gap:9px}
.rows dd{margin:0;font-weight:600}
.dot{width:9px;height:9px;display:inline-block;flex:none}
.calc-out .fine{font-size:.76rem;color:#aeb5bb;line-height:1.5;margin-top:auto}

.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:0;border-top:1px solid var(--ink)}
.card{padding:28px 30px 28px 0;display:flex;flex-direction:column;gap:12px}
.card+.card{padding-left:30px;border-left:1px solid var(--line)}
.card .label{color:var(--brass-ink)}
.card .big{font:400 2.05rem/1.1 var(--display)}
.card p{color:var(--muted)}
.card a.more{margin-top:auto;padding-top:10px;font-weight:600;font-size:.92rem}
.fine{font-size:.84rem;line-height:1.55;color:var(--muted)}

.about{display:grid;grid-template-columns:minmax(240px,.8fr) minmax(0,1.4fr);gap:72px;align-items:center}
.portrait{aspect-ratio:4/5;background:var(--stone);border:1px solid var(--line);display:grid;place-items:center;text-align:center;padding:24px;color:var(--muted)}
.portrait span{font:400 1.7rem/1.1 var(--display);color:var(--ink)}
.portrait small{display:block;font-size:.82rem;margin-top:10px}

.eyebrow{display:block;margin-bottom:14px;color:var(--brass-ink)}
.dark .eyebrow{color:var(--brass)}
.area-tabs{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:18px}
.area-tab{font:400 clamp(1.15rem,2vw,1.5rem)/1.2 var(--display);padding:.55em 1em;background:transparent;color:var(--ink);border:1px solid var(--line);cursor:pointer;transition:background .25s,color .25s,border-color .25s}
.area-tab:hover{border-color:var(--ever)}
.area-tab[aria-selected=true]{background:var(--ever);color:var(--white);border-color:var(--ever)}
.area-panel{position:relative;min-height:640px;display:flex;align-items:stretch;justify-content:flex-end;overflow:hidden;animation:areaIn .7s ease both}
@keyframes areaIn{from{opacity:.25}to{opacity:1}}
.area-panel>img{position:absolute;inset:0;width:100%;height:100%;max-width:none;object-fit:cover;animation:areaZoom 9s ease-out both}
@keyframes areaZoom{from{transform:scale(1.07)}to{transform:scale(1)}}
.area-card{position:relative;width:min(440px,100%);margin:28px;padding:32px;background:rgba(22,36,66,.93);color:var(--ivory);backdrop-filter:blur(8px);min-width:0}
.area-card .label{color:var(--brass)}
.area-card h3{font:400 2.3rem/1.08 var(--display);margin:10px 0}
.area-card>p{color:#d9e3ea;font-size:.96rem}
.area-stat{margin:18px 0;padding:14px 0;border-block:1px solid var(--line-dark)}
.area-stat b{display:block;font:400 1.75rem/1.1 var(--display)}
.area-stat small{display:block;margin-top:5px;color:#b9c9d6;font-size:.76rem;line-height:1.45}
.area-card .know{display:block;margin:20px 0 8px}
.area-panel{min-height:560px}
.area-card ul{margin:0 0 22px;padding-left:1.1em;font-size:.88rem;line-height:1.5;display:grid;gap:6px}
.tools{display:grid;align-items:center;grid-template-columns:1fr 1fr;gap:clamp(40px,6vw,88px)}
.tool{min-width:0;display:flex;flex-direction:column;gap:18px}
.tool h2{font-size:clamp(2rem,3.4vw,2.9rem)}
.tool-lede{color:#d9e3ea}
.tool .field label{font-weight:500}
.tool output{color:var(--brass);font-variant-numeric:tabular-nums}
.tool input[type=range]{accent-color:var(--brass)}
.tool .fine{color:#aeb5bb}
.fit-opts{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.fit-opt{font:500 .9rem/1.35 var(--body);text-align:left;padding:14px;background:transparent;color:var(--ivory);border:1px solid var(--line-dark);cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.fit-opt:hover{border-color:var(--brass)}
.fit-opt[aria-pressed=true]{background:var(--brass);border-color:var(--brass);color:var(--ever)}
.fit-result{padding-top:6px;display:flex;flex-direction:column;gap:12px;align-items:flex-start}
.fit-result h3{font:400 1.9rem/1.1 var(--display)}
.fit-result p{color:#d9e3ea}
.photo.wide{aspect-ratio:21/9}
.trust{background:var(--stone);border-bottom:1px solid var(--line)}
.trust-row{display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}
.trust-row>div{padding:26px 22px;border-left:1px solid var(--line);display:grid;gap:3px;min-width:0}
.trust-row>div:first-child{border-left:0;padding-left:0}
.trust b{font:400 1.55rem/1.15 var(--display)}
.trust span{font-size:.84rem;line-height:1.4;color:var(--muted)}
.promises{display:grid;grid-template-columns:1fr 1fr;gap:22px 28px;margin-block:26px}
.promises>div{border-top:1px solid var(--line);padding-top:12px;min-width:0}
.promises h3{margin:0 0 4px;font:400 1.35rem/1.2 var(--display)}
.promises p{font-size:.92rem;color:var(--muted)}
.meet{padding-block:clamp(72px,9vw,130px);overflow:hidden}
.meet-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:clamp(40px,7vw,100px);align-items:center}
.meet h2{font-size:clamp(2.6rem,5vw,4.4rem)}
.meet h2 em{color:var(--brass-ink)}
.meet-copy>p{margin-top:22px;font-size:1.1rem;color:var(--muted);max-width:32em}
.facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:30px;padding-top:22px;border-top:1px solid var(--line)}
.facts>div{display:grid;gap:3px;min-width:0}
.facts b{font:400 1.6rem/1.1 var(--display)}
.facts span{font-size:.82rem;line-height:1.35;color:var(--muted)}
.collage{position:relative;aspect-ratio:1/.92;min-width:0}
.collage img{position:absolute;object-fit:cover;box-shadow:0 24px 60px rgba(22,36,66,.22);max-width:none}
.collage .c1{left:0;top:0;width:82%;height:76%}
.collage .c2{right:0;bottom:0;width:50%;height:48%;border:8px solid var(--ivory)}
.collage .c3{position:absolute;left:0;bottom:4%;width:44%;padding:20px 22px;background:var(--ever);color:var(--white);font:400 1.45rem/1.15 var(--display)}
.places{padding-block:clamp(40px,5vw,70px) clamp(72px,8vw,110px)}
.places-head{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:end;margin-bottom:36px}
.places-head p{color:var(--muted);font-size:1.08rem;max-width:30em;justify-self:end}
.gallery{display:flex;gap:8px;height:620px}
.gal-item{position:relative;flex:1 1 0;min-width:0;overflow:hidden;background:var(--ever);transition:flex-grow .7s cubic-bezier(.2,.8,.2,1)}
.gal-item.on{flex-grow:6}
.gal-item>img{position:absolute;inset:0;width:100%;height:100%;max-width:none;object-fit:cover;transition:transform 1.4s ease}
.gal-item:hover>img{transform:scale(1.04)}
.gal-item::after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(22,36,66,.92) 0%,rgba(22,36,66,.45) 42%,rgba(22,36,66,.05) 72%);pointer-events:none}
.gal-name{position:absolute;inset:0;z-index:2;display:flex;align-items:flex-end;padding:22px 16px;background:none;border:0;color:var(--white);font:400 1.3rem/1.15 var(--display);text-align:left;cursor:pointer;writing-mode:vertical-rl;transform:rotate(180deg);justify-content:flex-end}
.gal-item.on .gal-name{writing-mode:horizontal-tb;transform:none;inset:auto auto auto 0;top:22px;padding:0 30px;font-size:.75rem;font-family:var(--body);font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--brass);cursor:default}
.gal-body{position:absolute;z-index:2;left:0;right:0;bottom:0;padding:30px;color:var(--white);opacity:0;visibility:hidden;max-width:620px}
.gal-item.on .gal-body{opacity:1;visibility:visible;transition:opacity .5s .25s}
.gal-body h3{font:400 clamp(2rem,3.4vw,3rem)/1.05 var(--display)}
.gal-body p{margin-top:8px;color:#e6edf2}
.gal-body ul{margin:12px 0 18px;padding-left:1.1em;font-size:.9rem;line-height:1.45;display:grid;gap:4px}
.gal-body .btn,.closing .btn,.bonnet .btn{background:var(--brass);border-color:var(--brass);color:var(--ever)}
.gal-body .btn:hover,.closing .btn:hover{background:var(--white);border-color:var(--white);color:var(--ever)}
.bonnet,.closing{position:relative;overflow:hidden;color:var(--white);isolation:isolate;display:flex;align-items:center}
.bonnet{min-height:520px}
.bonnet>img,.closing>img{position:absolute;inset:0;width:100%;height:100%;max-width:none;object-fit:cover;z-index:-2}
.bonnet::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(22,36,66,.78),rgba(22,36,66,.12) 75%)}
.bonnet .wrap,.closing .wrap{width:100%}
.bonnet h2{font-size:clamp(3.2rem,8vw,7rem);font-style:italic}
.bonnet p{margin-top:14px;font-size:1.2rem;max-width:26em}
.promise-band{background:var(--ever);color:var(--white)}
.promise-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}
.promise-grid>div{padding:38px 26px;border-left:1px solid var(--line-dark);min-width:0}
.promise-grid>div:first-child{border-left:0;padding-left:0}
.promise-grid h3{font:400 1.5rem/1.15 var(--display);margin-bottom:8px}
.promise-grid p{font-size:.92rem;color:#d9e3ea}
.journey{padding-block:clamp(72px,9vw,130px)}
.journey-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(40px,7vw,100px);align-items:start}
.journey-side{position:sticky;top:110px}
.journey-side>p{margin-top:14px;color:var(--muted);font-size:1.08rem}
.journey-side .photo{margin-top:28px;aspect-ratio:4/3}
.timeline{list-style:none;margin:0;padding:0}
.timeline li{display:grid;grid-template-columns:90px minmax(0,1fr);gap:12px;padding:26px 0;border-top:1px solid var(--line)}
.timeline li:last-child{border-bottom:1px solid var(--line)}
.timeline span{font:400 3.4rem/1 var(--display);color:var(--brass-ink);opacity:.8}
.timeline h3{font:400 1.7rem/1.15 var(--display)}
.timeline p{margin-top:6px;color:var(--muted)}
.faq-grid{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr);gap:clamp(40px,7vw,90px);align-items:start}
.faq-side{position:sticky;top:110px;display:grid;gap:14px;justify-items:start}
.faq-side p{color:var(--muted)}
.closing{min-height:640px;text-align:center}
.closing::after{content:"";position:absolute;inset:0;z-index:-1;background:rgba(22,36,66,.55)}
.closing h2{font-size:clamp(2.8rem,6vw,5.4rem);max-width:15em;margin-inline:auto}
.closing .wrap>p{margin:18px auto 0;max-width:34em;font-size:1.12rem}
.closing .cta{justify-content:center}
.closing .btn.ghost{background:transparent;border-color:var(--white);color:var(--white)}
.closing .fine{margin-top:26px;color:#e6edf2;font-size:.8rem}
.closing a:not(.btn){color:var(--white)}
details{border-top:1px solid var(--line);padding-block:20px}
details:last-child{border-bottom:1px solid var(--line)}
summary{font:400 1.45rem/1.25 var(--display);cursor:pointer}
details p{margin-top:12px;color:var(--muted)}
.faq{max-width:840px}

.areas{width:100%;border-collapse:collapse;font-size:.96rem;min-width:600px}
.areas th{text-align:left;font:600 .7rem var(--body);letter-spacing:.14em;text-transform:uppercase;padding:12px;border-bottom:1px solid var(--ink);color:var(--brass-ink)}
.areas td{padding:14px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.scroll{overflow-x:auto}

.page-head{background:var(--ever);color:var(--ivory);padding-block:clamp(56px,8vw,104px)}
.page-head h1{font-size:clamp(2.8rem,6vw,5rem);max-width:13em}
.page-head p{margin-top:18px;font-size:1.12rem;max-width:36em;color:#d9e3ea;font-weight:300}
.updated{font-size:.86rem;color:var(--muted)}
.callout{background:var(--stone);padding:30px 32px}
.callout h3{font:400 1.7rem/1.15 var(--display);margin-bottom:8px;margin-top:0}

.form-shell{max-width:680px;background:var(--white);border:1px solid var(--line);padding:clamp(24px,5vw,48px)}
.progress{display:flex;gap:6px;margin-bottom:28px}
.progress i{flex:1;height:2px;background:var(--line)}
.progress i.on{background:var(--ever)}
fieldset{border:0;margin:0;padding:0;display:grid;gap:14px;min-width:0}
legend{font:400 clamp(1.8rem,3.4vw,2.4rem)/1.12 var(--display);padding:0;margin-bottom:18px}
.opt{display:flex;gap:12px;align-items:flex-start;padding:15px 16px;border:1px solid #aeb5bb;cursor:pointer;font-weight:500;line-height:1.3}
.opt:hover{border-color:var(--ever)}
.opt:has(input:checked){background:var(--ever);border-color:var(--ever);color:var(--ivory)}
.opt input{margin-top:.2em;accent-color:var(--brass)}
.nav-row{display:flex;justify-content:space-between;gap:12px;margin-top:24px;flex-wrap:wrap}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.84rem;line-height:1.5}
.consent input{margin-top:.25em;flex:none}
.err{color:#a3262e;font-weight:600;font-size:.92rem}
.js .step:not(.current){display:none}
.bot{position:absolute;left:-5000px}
.done h2{font-size:2.6rem;margin-bottom:12px}

.foot{background:var(--ever);color:#b9c9d6;padding-block:60px 96px;font-size:.88rem}
.foot a{color:var(--ivory)}
.foot-grid{display:grid;grid-template-columns:minmax(0,1.6fr) repeat(2,minmax(150px,.6fr));gap:40px}
.foot h3{font:600 .7rem var(--body);letter-spacing:.2em;text-transform:uppercase;margin-bottom:12px;color:var(--brass)}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.legal{margin-top:40px;padding-top:24px;border-top:1px solid var(--line-dark);display:flex;gap:18px;align-items:flex-start}
.ehl{flex:none;width:42px;height:42px}
.callbar{display:none}

@media (max-width:900px){
  .hero-grid,.calc,.about,.split,.ask,.tools{grid-template-columns:minmax(0,1fr)}
  .meet-grid,.places-head,.journey-grid,.faq-grid{grid-template-columns:minmax(0,1fr)}
  .places-head{gap:12px;margin-bottom:22px}
  .places-head p{justify-self:start}
  .journey-side,.faq-side{position:static}
  .promise-grid{grid-template-columns:1fr 1fr}
  .promise-grid>div,.promise-grid>div:first-child{padding:26px 14px 26px 0;border-left:0}
  .gallery{flex-direction:column;height:auto}
  .gal-item{flex:none;height:76px;transition:height .55s ease}
  .gal-item.on{height:520px}
  .gal-name,.gal-item.on .gal-name{writing-mode:horizontal-tb;transform:none;align-items:center;inset:0 0 auto 0;height:76px;top:0;padding:0 20px;justify-content:flex-start}
  .gal-body{padding:22px}
  .timeline li{grid-template-columns:58px minmax(0,1fr)}
  .timeline span{font-size:2.4rem}
  .bonnet{min-height:440px}
  .closing{min-height:540px}
  .area-panel{display:block;min-height:0}
  .area-panel>img{position:static;display:block;aspect-ratio:16/10;height:auto}
  .area-card{width:100%;margin:0;background:var(--ever)}
  .photo.wide{aspect-ratio:16/9}
  .split{gap:40px}
  .split .photo{position:static;aspect-ratio:4/3}
  .ask-photo{min-height:0;aspect-ratio:16/10}
  .hero::after{background:linear-gradient(0deg,rgba(22,36,66,.96) 25%,rgba(22,36,66,.82))}
  .hero-grid{gap:36px}
  .scene{max-width:440px}
  .about{gap:40px}
  .about .portrait{max-width:320px}
  .trust-row{grid-template-columns:1fr 1fr}
  .trust-row>div,.trust-row>div:first-child{padding:18px 12px 18px 0;border-left:0}
  .picks{grid-template-columns:minmax(0,1fr)}
  .picks a,.picks a:first-child{border-left:0;padding:18px 0;border-top:1px solid var(--line-dark)}
  .picks a:first-child{border-top:0}
  .nav a:not(.btn){display:none}
  .card,.card+.card{padding:26px 0;border-left:0}
  .card+.card{border-top:1px solid var(--line)}
  .foot-grid{grid-template-columns:1fr 1fr}
  .foot-grid>:first-child{grid-column:1/-1}
  .callbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:50;background:var(--ever);border-top:1px solid var(--line-dark);padding:10px max(12px,env(safe-area-inset-right,0px)) calc(10px + env(safe-area-inset-bottom,0px)) max(12px,env(safe-area-inset-left,0px));gap:8px}
  .callbar a{display:flex;justify-content:center;padding:13px;text-decoration:none;font:600 .76rem var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--ivory);border:1px solid var(--ivory)}
  .callbar a:last-child{background:var(--brass);border-color:var(--brass);color:var(--ever)}
}
@media (max-width:560px){
  .ledger-head{display:none}
  .ledger-row{grid-template-columns:minmax(0,1fr);gap:0}
  .ledger-row>div:first-child{padding-bottom:4px}
  .ledger-row>div:last-child{padding-top:0}
  .two{grid-template-columns:1fr}
  .top .btn{display:none}
  .calc-in,.calc-out{padding:24px}
}
@media (max-width:420px){.facts{grid-template-columns:1fr}.facts>div{grid-template-columns:7em 1fr;align-items:baseline}}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}